Why invest your money with Serrano Capital??
Smart Asset Selection
We strategically invest in residential, small multi-family, and small-balance commercial properties—asset classes that offer strong returns with lower volatility and greater control.
Powerful Leverage Strategy
By partnering with our capital investors, we fund high-potential fix-and-flip projects—always in a first-lien position to maximize security and minimize risk.
Steady Monthly Income
Our borrowers pay interest monthly throughout the life of the project, generating consistent income for our investors.
Attractive Returns, On Your Terms
Serrano Capital delivers a strong 10–11% annual yield, paid out monthly. Investors can enjoy passive income or seamlessly reinvest into new opportunities for continued growth.
Questions about investing with us:
🔍 Investor FAQs – Simple, Clear, Transparent
💰 Minimum Investment?
Start with $50,000. Larger investments may unlock higher returns (see our chart above).
📈 What Returns Can I Expect?
Earn a steady 10–11% annually, paid out every month.
🏡 What Do You Invest In?
We fund residential and small commercial fix-and-flip properties—only in strong, non-rural markets.
⚠️ What Are the Risks?
Every investment has risk, but we reduce it by sticking to:
- Low-risk projects
- Only first lien positions
- Short-term loans
- Low loan-to-value (LTV)
- Diversification across multiple deals
🚨 What If a Borrower Defaults?
We take over the project through foreclosure, finish the rehab, and sell the property. Our default rate is under 0.5%.
💧 Is My Money Liquid?
Not quite like stocks. We recommend a 6-month minimum hold. Withdrawals need 90 days’ notice.
➕ Can I Add or Withdraw Funds Anytime?
- Add anytime
- Withdraw with 90 days’ notice
💸 Any Fees for Investors?
No fees. 100% of your capital goes to work for you.
📬 How Do I Handle Taxes?
We send a 1099-INT. Interest is usually taxed as ordinary income.
🗓️ When Do I Get Paid?
We pay monthly—on the 15th. Choose to cash out or reinvest.
📊 Can I See Past Deals?
Yes! Just ask—we’re happy to share our track record.
📉 How Do You Handle Market Drops?
We build in 15%+ equity cushions on every project to weather downturns.
🔍 What Due Diligence Do You Perform?
- Full property inspections
- Comparable sales (comps) review
- Borrower credit, background & financial checks
🔁 Can I Reinvest My Earnings?
Absolutely. Over 90% of our investors reinvest monthly using our “roll-up” option.